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LEGAL NOTICE

Lakeside Reflections

Beatrice Kretschmer

Stephan Kretschmer

Borselstrasse 22

22767 Hamburg

EM ail: office@inst4life.de  

Tax number 41/131/01461

Website design: wix.com

Website design Nea Matzen

Photos: Nea Matzen ( neamatzen.de )

Winter and moose photos: Bea and Stephan Kretschmer

PRIVACY POLICY

Introduction

We take the protection of the data of users of our website very seriously and are committed to protecting the information that users provide to us in connection with the use of our website. Furthermore, we are committed to protecting and using your data in accordance with applicable law.

 

This privacy policy explains our practices regarding the collection, use, and disclosure of your data when you use our digital assets (the "Services") and access the Services through your devices.

 

Please read this privacy policy carefully and ensure that you fully understand our practices regarding your data before using our Services. If you have read, fully understood, and do not agree with our approach, you must stop using our digital assets and Services. By using our Services, you acknowledge the terms of this privacy policy. Continued use of the Services constitutes your consent to this privacy policy and any changes thereto.

 

In this privacy policy, you will learn:

- How we collect data

- What data we collect

- Why we collect this data

- To whom we disclose the data

- Where the data is stored

- How long the data is retained

- How we protect the data

- How we handle minors

- Updates or changes to the privacy policy

 

What data do we collect?

Below is an overview of the data we may collect:

 

- Unidentified and non-identifiable information that you provide during the registration process or that is collected through the use of our Services ("Non-Personal Data"). Non-personal data does not allow us to identify who collected it. The non-personal data we collect consists mainly of technical and aggregated usage information.

- Individually identifiable information, i.e., information that can identify you or could reasonably be used to identify you ("Personal Data"). The personal data we collect through our Services may include information requested from time to time, such as names, email addresses, addresses, phone numbers, IP addresses, and more. When we combine personal data with non-personal data, it is treated as personal data for as long as it remains combined.

 

How do we collect data?

Below are the main methods we use to collect data:

 

- We collect data when you use our Services. Thus, when you visit and use our digital assets, we may collect, record, and store the usage, sessions, and related information.

- We collect data that you provide to us voluntarily, such as when you contact us directly via any communication channel.

- We may collect data from third-party sources as described below.

- We collect data that you provide to us when you log in to our Services via a third-party provider like Facebook or Google.

 

Why do we collect this data?

We may use your data for the following purposes:

 

- To provide and operate our Services;

- To develop, customize, and improve our Services;

- To respond to your feedback, requests, and needs, and to offer assistance;

- To analyze demand and usage patterns;

- For other internal, statistical, and research purposes;

- To enhance our data security and fraud prevention capabilities;

- To investigate violations and enforce our terms and policies, as well as to comply with applicable law, regulations, or governmental orders;

- To send you updates, news, promotional materials, and other information related to our Services. For marketing emails, you can choose whether you wish to continue receiving them. If not, simply click the unsubscribe link in these emails.

 

To whom do we disclose this data?

We may share your data with our service providers to operate our Services (e.g., storing data through third-party hosting services, providing technical support, etc.).

 

We may also disclose your data in the following circumstances: (i) to investigate, detect, prevent, or address illegal activities or other misconduct; (ii) to establish or exercise our rights to defend against legal claims; (iii) to protect our rights, property, or personal safety, as well as the safety of our users or the public; (iv) in the event of a change of control at our company or any of our affiliated companies (through merger, acquisition, or purchase of (substantially) all assets, etc.); (v) to collect, retain, and/or manage your data through authorized third-party providers (e.g., cloud service providers) where it is reasonably required for business purposes; (vi) to work jointly with third parties to improve your user experience. To avoid misunderstandings, we would like to clarify that we may transfer or otherwise use non-personal data at our discretion.

 

Cookies and similar technologies 

When you visit or access our Services, we authorize third parties to use web beacons, cookies, pixel tags, scripts, and other technologies and analytics services ("Tracking Technologies"). These tracking technologies may allow third parties to automatically collect your data to enhance your navigation experience on our digital assets, optimize their performance, and provide a customized user experience, as well as for security and fraud prevention purposes.

 

To learn more, please read our Cookie Policy. 

Without your consent, we will not share your email address or other personal data with advertising companies or networks.

 

Where do we store the data?

 

Non-Personal Data 

Please note that our companies, as well as our trusted partners and service providers, are located worldwide. For the purposes described in this privacy policy, we store and process all non-personal data we collect in different jurisdictions.

 

Personal Data 

Personal data may be maintained, processed, and stored in the United States, Ireland, South Korea, Taiwan, Israel, and other jurisdictions as necessary for the proper provision of our Services and/or as required by law (as further described below).

 

How long is the data retained?

Please note that we retain the collected data for as long as necessary to provide our Services, comply with our legal and contractual obligations to you, resolve disputes, and enforce our agreements. 

We may rectify, supplement, or delete inaccurate or incomplete data at our discretion at any time.

 

How do we protect the data?

The hosting service for our digital assets provides us with the online platform through which we offer our Services to you. Your data may be stored through our hosting provider's data storage, databases, and general applications. It stores your data on secure servers behind a firewall and provides secure HTTPS access to most areas of its Services.

 

Despite the measures and efforts taken by us and our hosting provider, we cannot and will not guarantee absolute protection and security of the data you upload, publish, or otherwise share with us or others.

 

Therefore, we ask that you set secure passwords and avoid sharing any confidential information with us or others that, in your opinion, could cause significant or lasting harm if disclosed. As email and instant messaging are not considered secure forms of communication, we also ask that you do not share any confidential information through any of these communication channels.

 

How do we handle minors?

The Services are not intended for users who have not yet reached the legal age of majority. We will not knowingly collect data from children. If you are not of legal age, you should not download or use the Services and not provide any information to us.

 

We reserve the right to request proof of age at any time to verify that minors are not using our Services. If we become aware that a minor is using our Services, we may deny access to those users and block them, and we may delete all data stored about that user. If you have reason to believe that a minor has provided data to us, please contact us as described below.

 

Category: Always

We only use your personal data for the purposes set out in the privacy policy and only if we believe that:

 

- The use of your personal data is necessary to fulfill or enter into a contract;

- The use of your personal data is necessary to comply with relevant legal or regulatory obligations; or

- The use of your personal data is necessary to support our legitimate business interests. As an EU resident, you may:

- Request confirmation as to whether or not personal data concerning you is being processed, and request access to your stored personal data as well as certain supplementary information;

- Request to receive the personal data you have provided to us in a structured, commonly used, and machine-readable format;

- Request the rectification of your personal data stored by us;

- Request the deletion of your personal data;

- Object to the processing of your personal data by us;

- Request the restriction of the processing of your personal data; or

- Lodge a complaint with a supervisory authority. 

However, please note that these rights are not absolute and may be subject to our legitimate interests and regulatory requirements. If you have general questions about the personal data we collect and how we use it, please contact us as provided below.

 

In the course of providing the Services, we may transfer data cross-border to affiliated companies or other third parties and from your country/jurisdiction to other countries/jurisdictions around the world. By using the Services, you consent to the transfer of your data outside the EEA.

 

If you are a resident of the EEA, your personal data will only be transferred to locations outside the EEA if we believe that there is an adequate or comparable level of protection for personal data. We will take appropriate steps to ensure that we have adequate contractual arrangements in place with our third parties to ensure that appropriate safeguards are in place so that the risk of unlawful use, alteration, deletion, loss, or theft of your personal data is minimized and that these third parties act at all times in accordance with applicable law.

 

California Consumer Privacy Act (CCPA) Rights

If you use the Services as a California resident, you may be entitled under the California Consumer Privacy Act (CCPA) to request access to and deletion of your data.

 

To exercise your right to access and delete your data, please refer to how to contact us below.

 

We do not sell the personal data of users for the purposes and intentions of the CCPA.

 

Updates or Changes to the Privacy Policy

We may revise this privacy policy at our sole discretion from time to time. The version published on the website is always current (see the "Last Updated" note). We ask you to regularly review this privacy policy for any changes. If there are significant changes, we will post a notice on our website. If you continue to use the services after being notified of changes on our website, this will be considered your acceptance and agreement to the changes in the privacy policy and your consent to be bound by the terms of those changes.

 

Contact

If you have general questions about the services or the data we collect about you and how it is used, please contact us at:

 

Stephan Kretschmer 

Address: Borselstraße 22, 22765 Hamburg 

Email Address: office@inst4life.de

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